After a catastrophe, it’s important to hire the right adjustor. You need an adjuster who understands your policy, has experience with your insurance company, and has the resources to get you the money that you deserve.
What is catastrophe adjustment?
Catastrophe adjustment is the process of negotiating with an insurance company. An adjuster is responsible for evaluating the damage and determining how much money is owed to the policyholder, as well as whether or not that claim is valid.
It’s important to hire a competent catastrophe adjuster who works hard on your behalf, but it also helps if you know what questions to ask when hiring one. Some of the questions you should be asking before hiring a catastrophe adjuster include:
- What makes this company stand out from other candidates? What kind of experience do they have?
- How long have they been working in this industry?
- Are their public reviews favorable?
Who is the right adjustor for catastrophe adjustment?
The right adjuster for you is licensed, bonded and insured.
They should have experience in your type of claim. They should also be familiar with your insurance company, since that makes or breaks a claim. It’s better to know ahead of time if this person understands how to navigate your particular insurer’s maze of red tape and bureaucracy. Finally, find out if the adjusting company has a good reputation among their peers and clients before hiring them for your catastrophe adjustment needs!
Should you hire a public adjuster?
If you’re in the middle of a catastrophe and your insurance company has sent out a public adjuster to help you with the process, that’s great! You should feel comfortable working with them.
Public adjusters are usually employed by insurance companies and have a good relationship with them because they work together all the time. This means that they help get your claim paid faster than an independent public adjuster would be able to do on their own. The downside is that these employees often charge less than independent ones do. If speed is more important than cost for your situation, it may be worth going with one anyway!
Should you hire an independent public adjuster?
If you’re looking for the highest possible settlement, an independent public adjuster is the way to go.
Why? Because they have more experience than an in-house adjuster, which means they are able to negotiate with your insurance company on your behalf and get you a better deal. They also don’t have any limitations on what they can do or say. They’re not limited by the rules of the insurance company.
Cross Country Adjusting
At Cross Country Adjusting, we are an industry leader in the claims adjusting business. We hold ourselves to a standard of excellence that you always count on. Our adjusters are handpicked and trained to provide the highest level of quality available. We understand our fiduciary responsibility is to provide clear reports with accurate estimates to both your insured and you, the carrier. Our adjusters are highly trained in estimation and reporting. We train our adjusters not to be damage identifiers but experts in determining the cause of loss and proper estimating techniques using the chosen software. Our training goes far beyond just photographing and identifying damage. From policy interpretation to gathering all facts to process the claim, we provide a complete solution.
Whenever you find yourself in need of an adjuster, count on us to take care of you to the best of our abilities.
The right adjustor for the right price
You need to find the right adjustor to get your money back from an insurance company. This is not as simple as it sounds, because you shouldn’t just hire any adjustor. You need to find someone experienced in dealing with insurance companies and who knows how they operate! At Cross Country Adjusting, that is our specialty. If you have any questions about which type of adjuster would work best for your next claim, give us a call at (888) 658-1828 or visit our website at www.ccadjust.com.